Board of Directors

gen bitrus kwaji

Maj. Gen. Bitrus Kwaji (Rtd)

Chairman

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Hamisu Bala Idris

Hamisu Bala Idris

Managing Director

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BENNEDIKTER C. MOLOKWU

Bennedikter C. Molokwu

Independent Director

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markafi

MAKARFI GARBA BALA

Director

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alerio

Dr. MUHAMMADU MANSUR ALIERO

Director

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Dr. NENADI ESTHER USMAN

Dr. NENADI ESTHER USMAN

Director

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Arc Saleh

ARC. YUNUSA SALE MUHAMMAD

Director

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MUHAMMAD JIBRIN BARDE

MUHAMMAD JIBRIN BARDE

Director

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MR. BAPPAYO YAHAYA

MR. BAPPAYO YAHAYA

Director

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Dr. ABUBAKAR

DR. MOHAMMED ABDULLAHI ABUBAKAR

Director

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Maryam L. Mohammed

Maryam L. Mohammed

Executive Director, Ops and Services

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Number of RSAs Registered: 797,998

Maj. Gen. Bitrus Kwaji (RTD)

Chairman

gen bitrus kwaji

Major General Bitrus Kwaji (Rtd.), a professional military officer and financial expert attended the Nigerian Military School Zaria where he obtained his secondary school certificate in 1978. He joined the Nigerian Army and later gained admission into Ahmadu Bello University Zaria where he obtained a Bachelor of Science Degree in Accounting in the year 1982.Major General Kwaji, a distinguished Fellow of the Association of National Accountants of Nigeria (FCNA), also holds a Master of Science in Business Administration from Strayer University in Washington DC, USA. He was one of the two nominated in 1990 to attend the Finance Officers Advanced Course (FOAC), at Fort Benjamin Harrison, Indianapolis Indiana USA after which he was awarded an Advanced Diploma in Financial Management and an Advanced Diploma in Budgeting and Budgetary Control.

He attended Defence Advisers course at the Nigerian Army Intelligence School in 1991, a condition precedent to enhancing excellent performance as a member of the Diplomatic Corps during his tour of duty as Deputy Defence Attaché Finance in Washington DC, USA.

Until his voluntary retirement in 2014, he served the Nigerian Army in different capacities. Some of the appointments held by him were: Director Finance and Accounts, Defence Intelligence Agency, Assistant Director Army Finance and Accounts 81 Division, Commandant Nigerian Army School of Finance and Administration (NASFA), Chairman Military Pension Board, Chief of Civil-Military Affairs (Army), and just before his retirement in 2014, he was Group Managing Director Nigerian Army Welfare Ltd/Gte., among others.

In the course of his official assignments, Major General Kwaji was Chairman, Lagos State Revenue Generation and Accounts Reconciliation, where his effort brought to fore the need for special focus on Internally Generated Revenue (IGR) in Lagos State. With the measures he put in place, the IGR of the State, increased by more than 200% from the paltry sum of about =N=300 Million.

In recognition of his sterling qualities and achievements, he was awarded the prestigious National Honor in the rank of Officer of the Order of the Niger (OON) in 2008. He was also decorated with the Force Service Star (FSS), Meritorious Service Star (MSS), Distinguished Service Star (DSS) and Grand Service Star (GSS) medals. 

Until his appointment as the current Chairman of the Board of Premium Pension Limited he was a Director on the Board.

HAMISU BALA IDRIS

Managing Director

 
Dr. ABUBAKAR

Mr. Hamisu is a seasoned Banker of repute and Pension Fund Administrator with over two decades of experience in the financial service sector of the economy. A graduate of Urban and Regional Planning from Kaduna Polytechnic and a Master’s degree in Management from Bayero University, Kano.

He began his career with the then Inland Bank Limited in 1999 as a Funds Transfer officer. As a thoroughbred professional, Hamisu Idris later joined the service of the then Broad Bank Limited in 2003 as a Customer Service Manager. After the Banking Consolidation and reforms of 2006, He moved to Fidelity Bank where he served as a Branch Leader.

His career in the Pension Industry started in 2011 when he joined Premium Pension as the head of marketing. He also worked with FUG Pensions, later Veritas Pensions, and Fidelity Pension Managers as Head of Business Development and Strategy. He took his wealth of experience to Investment-One Pension Managers as an Executive Director and was confirmed as Managing Director in 2019.

Until his current appointment, Hamisu joined the Norrenberger Pensions Limited in 2022 as Managing Director and Chief Executive Officer.

In the course of his illustrious banking and Pension career spanning more than two decades, he attended several prestigious local and international training programs and Business schools across the globe.

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Bennedikter C. Molokwu

Independent Director

BENNEDIKTER C. MOLOKWU

Ms. Bennedikter China Molokwu is a Distinguished Fellow of the Institute of Directors and served as the President, Institute of Directors of Nigeria where she is a Council Member. She is member of the Nigerian Bar Association, International Federation of Women Lawyers, Chartered Institute of Bankers and is a certified Balanced Scorecard Professional.

A Law graduate of the University of Nigeria, Ms. Molokwu was called to the Nigerian Bar in 1976 and went on to receive a Masters’ degree in International and Comparative Law (Cum Laude) from Vrije Universiteit Brussel, Belgium. She holds Banking and Management certificates from various Business Schools including Harvard Business School, Boston, Wharton School and Manchester Business School. Ms. Molokwu is a personal development enthusiast and has attended series of programmes from reputable schools such as Citibank Training Centre, New York, IMD Lausanne,  and Chicago Booth Business School.

She has been consistent in furthering the development of Corporate Governance in Nigeria specifically by participating in the drafting of three Codes including the revised SEC Code of Corporate Governance (2011) and the Nigerian Code of Corporate Governance (2018) which harmonised the corporate governance landscape. A seasoned corporate governance practitioner, she has contributed to the institutionalization of Corporate Governance in both public and private sector Boards on which she served.

 She served on the  Boards of Crusader Sterling Pensions Limited, FCMB Plc and Standard Chartered Bank Nigeria Limited and is currently  Director  of Dangote Sugar Refinery Plc, where she chairs the Board Governance Committee; MainOne Cable Company Nigeria Limited, Falcon Corporation Limited, and is Chairman of MainData Nigeria Limited.

Her robust background in law and financial services are at the core of her success in chairing Corporate Strategy, Finance, Risk Management, Human Resources, Nominations and Governance Committees on some of these Boards and supporting the companies’ transformation and growth.

Ms. Molokwu began her ascent on the ladder of Corporate leadership from ITT Europe Inc. Belgium as a Special Assistant to the Director of Planning, then ITT Nigeria Limited, First City Monument Bank where she was an Executive Director, Credit Swift Limited as the Chief Executive Officer, Triumph Bank Plc as Chairman, Interim Management Committee before finally becoming an independent board consultant.

Makarfi Garba Bala

Director

 
markafi

Mr. Makarfi Garba Bala is a highly accomplished professional with a rich educational background and extensive experience in leadership roles. He holds a Diploma in Library Science and a Bachelor of Science (BSc) degree in Library and Information Science, both earned from Ahmadu Bello University, Zaria demonstrating his commitment to continuous penchant for scholarship.
 
Mr. Makarfi’s professional journey is marked by a series of notable achievements and training experiences that have enhanced his expertise and leadership abilities. Notable among his trainings are participation in the 1st Nigerian Business Investment Forum and Exhibition of Modern Nigeria Product in the United Arab Emirates (UAE), a Professional Development workshop in Canada, and the Transformation Initiatives Leadership training in Canada. These experiences have equipped him with a global perspective and valuable insights into business and leadership.
 
In addition to his international trainings, Mr. Makarfi has honed his management and leadership skills through programs such as the Management and Leadership Development Program in the United Kingdom (UK). His dedication to professional growth and development is further exemplified by his completion of an Executive Protective Security Training in the USA and participation in the WCO IT Conference and Exhibition in the UAE. Moreover, his involvement in significant events such as the signing of Customs Mutual Agreement in Argentina reflects his engagement in critical international initiatives.
 
His distinguished career within the Nigerian Customs Service highlights his rise through the ranks, holding positions such as Superintendent, Chief Superintendent, Assistant Controller of Customs, and Deputy Comptroller General (DCG) in charge of Finance, Administration, and Technical Services. His contributions to the Customs Service demonstrates his leadership acumen and commitment to public service.
 
Makarfi Garba Bala is a dynamic and accomplished professional with a solid educational foundation, a wealth of international training experiences, and a distinguished career in public service. As the CEO of Rhabama Ventures Limited, he continues to leverage his expertise to make meaningful contributions to the business world.
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Dr. Muhammadu Mansur Aliero

Director

Aliero

Dr. Muhammadu Mansur Aliero is a consummate academician and an entrepreneur with a strong educational foundation, distinguished academic career spanning various institutions and degrees. He attended Usman Danfodio University Sokoto from year 2004-2008. He completed his PhD and Msc. In year 2018 and 2012 respectively at Universiti Putra Malaysia.

Dr. Aliero’s professional journey has evolved over the years, culminating in his current position as Head of Department of Forestry and Fisheries at Kebbi State University of Science and Technology, Aliero. Notably, Muhammadu has served as the Post Graduate coordinator and Deputy Dean before his current position.

He boasts a diverse skill set, with expertise in enterprise GIS and proficiency in software applications such as QGIS, ArcMap, ENVI EX, Margin INPUT, and TerrSat for working with spatial datasets. His analytical capabilities extend to statistical analysis using SPSS.

Dr. Muhammadu Mansur Aliero is recognized for his exceptional leadership and negotiation skills, along with the ability to learn new skills with minimal supervision and meet project deadlines.

His interpersonal skills are exemplary, enhancing his effectiveness in both academic, business and professional environments.

Dr. Muhammadu Mansur Aliero is a Member of the World Academy of Science, Engineering, and Technology (WASET) International, Geoformation Society of Nigeria (GEOSON) and Forestry Association of Nigeria (FORSAN) respectively. He is also an Associate Professional Member with Institute of Geospatial and Remote Sensing Malaysia (IGRSM) and African Association of Remote Sensing of the Environment (AARSE). He has published several Articles in high impact journals across the world.

Dr. Muhammadu Mansur Aliero’s academic achievements, professional expertise, and commitment to ongoing learning underscore his dedication to contributing to the fields of education, Business and enterprise GIS. His extensive training and memberships in professional organizations reflect his continuous pursuit of excellence and knowledge in his chosen career. In his quest for knowledge, Dr. Mansur attended notable international conferences in Tunisia, Malaysia, Indonesia and China among others.

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DR. NENADI ESTHER USMAN

Director

Dr. Nenadi Esther Usman is a distinguished and accomplished leader and respected public personality with a diverse and impressive background. She holds a Doctorate Degree in Geography from the famous Ahmadu Bello University, Zaria and a Master’s Degree in Strategy and Security Management as well as expertise in Administration and taxation respectively. She has exhibited a lifelong commitment to education, leadership, and public service.Dr. Usman’s career has been marked by her unwavering dedication to public service and her ability to make a significant impact in various roles. She served as the Minister of Finance in the administration of President Olusegun Obasanjo, where she played a pivotal role in shaping economic policies and strategies for Nigeria, meant to bolster economic development of the nation.
Her contributions to Nigerian politics extend beyond her ministerial role. She was also a distinguished Senator representing the Kaduna South Constituency in the seventh Assembly. Her tenure in the Senate was marked by her advocacy for human rights, particularly for women, children, and underserved groups, both nationally and globally.In addition to her political career, Sen. Nenadi Usman has demonstrated her commitment to education by serving as a classroom teacher. Her role as an Executive Advisor for Youths and Sports in the Kaduna State government, later for Information, Home Affairs, and Culture, Hon. Commissioner for Women Affairs, Environment and Health showcases her multifaceted expertise in governance.
Dr. Usman’s corporate experience is equally impressive, as she has served as a Non-Executive Director at Nigeria Breweries Plc, Chairman of Thomas Wyatt and Sons, and currently, Chairman of Bunkasa Micro Finance Bank and Plumstead Investments Limited, where she continues to make significant contributions to the business world.

Furthermore, her commitment to unwavering personal and professional growth is evident through her participation in high-profile leadership training programs. She completed the “Women Transforming Leadership” program at the University of Oxford United Kingdom and the “High-Performance Leadership” program at the University of Chicago Booth United States, School of Business, in furtherance of enhancing her leadership skills and knowledge.

Dr. Nenadi Usman’s impressive academic achievements, extensive experience in public service, and successful corporate endeavors highlight her as a remarkable individual in the fields of politics, education, and business. Her dedication to promoting human rights and empowering marginalized groups underscores her commitment to making a positive impact in the society. Her journey continues to inspire and exemplify the potential for leadership and excellence in various domains. She has several honorary Doctorates, Fellowships and multiple awards for her immense contributions to sustainable development.

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ARC. YUNUSA SALE MUHAMMAD

Director

 
Arc Saleh

Arc. Yunusa Sale Muhammed is a seasoned Architect with a wealth of experience spanning over four decades. He hails from Gombe State, Nigeria. Arc. Yunusa has established himself as a leader in the field of Architecture and Development Finance.

He obtained his Bachelor of Science and Master of Science degrees in Architecture from Ahmadu Bello University in 1979 and 1981, respectively. Over the years, Arc. Yunusa has continually pursued professional development, acquiring various certifications including a Certificate in National Physical Development Planning Inputs from the University of Ibadan (1984), Capacity Building in Credit Analysis and Development Finance from Malaysia and Thailand (2006), Real Estate Executive Programme and Capital Market from Harvard Business School, USA (2008), Challenges of Leadership Programme from Harvard University (2009), Certificate in Quality Management and Business Performance from the United Arab Emirates (2010), and Mindful Management: The Neuroscience of Leadership from Schulich School of Business, York University, Toronto, Canada (2018) among others.

Arc. Yunusa is a distinguished fellow of the Nigerian Institute of Architects, former Registrar of the Architects Registration Council of Nigeria (2005-2015), a fellow of the Institute of Construction Industry Arbitrators, a member of the Chartered Project Management Institute of Nigeria, and a member of the Nigerian Institute of Directors.

With a career trajectory marked by notable achievements, Arc. Yunusa commenced his professional journey in 1982 at the Ministry of Works and Transport, Bauchi, after completing his National Youth Service Corps (NYSC). He later assumed the role of General Manager/Chief Executive of the Bauchi State Housing Authority in 1991 before transitioning to the Urban Development Bank of Nigeria PLC in 1992 as an Assistant General Manager and retired in 2008 as the MD/CEO. He thereafter joined Globarch Associates as a Principal Partner, where his expertise continues to drive excellence in architecture and Finance.

His visionary leadership, coupled with his extensive knowledge and experience, make him a valuable asset to Premium Pension Limited. Arc. Yunusa’s commitment to innovation and excellence aligns seamlessly with the company’s mission to provide unparalleled pension services to its clients. Under his guidance, Premium Pension Limited continues to thrive as a leader in the pension industry, delivering sustainable solutions and ensuring a secure future for its members.

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MUHAMMAD JIBRIN BARDE

Director

 
MUHAMMAD JIBRIN BARDE

Muhammad Jibrin Barde is a distinguished professional in Finance, risk management, law, and international business, with degrees from renowned institutions such as the University of Abuja, Imperial College London, Harvard Business School, New York University, and the University of Birmingham. With a career spanning various financial institutions, including Union Bank of Nigeria and Citibank N.A., Barde’s visionary leadership led to the establishment of SunTrust Bank Nigeria Limited in 2015.

As a director at Premium Pension Limited, Barde’s deep understanding of global finance and risk management, coupled with his strategic insights, positions him as a valuable asset. His appointment signifies a new era of growth and innovation for the company, emphasizing its commitment to excellence and customer satisfaction.

Under Barde’s leadership, Premium Pension Limited aims to excel in providing innovative and sustainable pension solutions, ensuring clients’ financial well-being. His extensive experience and strategic vision are expected to drive the company to greater heights in the dynamic landscape of pension management, reinforcing its dedication to excellence and client-centric values.

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MR. BAPPAYO YAHAYA

Director

 
MR. BAPPAYO YAHAYA

Bappayo Yahaya, born on March 30, 1965, in Kashere and hails from Gombe State, specifically Akko Local Government Area, brings a wealth of experience and expertise to his role as Director at Premium Pension. With a robust educational background and a distinguished career spanning several decades, Bappayo is known for his strategic acumen and leadership prowess.

Bappayo earned his Masters of Business Administration (MBA) from Ahmadu Bello University in 2009, following his first degree in Business Administration from the University of Abuja in 2005. Prior to this, he obtained a National Certificate in Education in Business Education from the Federal College of Education (Tech.) Gombe.

A dedicated professional, Bappayo is a proud member of both the Nigerian Chartered Institute of Bankers and the Nigerian Institute of Management, underscoring his commitment to excellence in his field.

His career journey is marked by notable achievements and significant contributions across various sectors. He began his professional journey at Gamji Bank of Nigeria PLC, where he served as a Supervisor and Branch Accountant from 1987 to 1992. His tenure at Inland Bank of Nigeria from 1992 to 2005, saw him ascend through different roles, from Credit Officer to Branch Manager.

In 2005, Bappayo joined First Finland Bank, as a result of merger as a Marketing Manager before transitioning to the public sector in 2007 as the Senior Special Assistant on Finance to the Governor of Gombe state. His dedication and exemplary service led to his appointment as the Director of Administration and Finance for the Gombe state government in 2009.

Bappayo serves as the Head of Civil Service for Gombe state (2019-2023). He held the esteemed position of Permanent Secretary from 2010-2019 and worked in various Ministries. His contributions have been recognized and commended by prominent figures, including their Excellencies, Senator Ibrahim Hassan Dankwambo and Muhammadu Inuwa Yahaya, for his participation in key finance committees and his role in transferring primary healthcare activities to the Gombe state Healthcare Development Agency.

With his extensive background in finance, management, and public administration, Bappayo Yahaya continues to demonstrate his unwavering commitment to excellence and leadership in his role as Director at Premium Pension.

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DR. ABUBAKAR

Director

 
Dr. ABUBAKAR

Dr. Mohammed Abdullahi Abubakar, SAN, PhD, ACIArb, brings a wealth of legal expertise and extensive experience in public service to his role as a Director at Premium Pension. With a distinguished career in jurisprudence, Dr. Abubakar has made significant contributions to the legal landscape of Bauchi State and Nigeria as a whole.

Dr. Abubakar obtained his first degree in Law from Ahmadu Bello University, Zaria and his masters degree from the University of Jos, solidifying his foundational knowledge in the field. He further honed his skills with a certification in Legal Drafting from the University of Washington, Seattle, USA. He was awarded an honorary Doctorate of Philosophy in Political Science from Estam University, Cotonou, Benin Republic, demonstrating his multidisciplinary approach to legal and political issues.

Throughout his illustrious career, Dr. Abubakar has held several prominent positions of authority at both the federal and state levels. Notably, he served as a two-time Attorney General of Bauchi State, where he played a pivotal role in shaping legal policies and frameworks. His expertise in electoral matters led to his appointment as the INEC Resident Electoral Commissioner for Kogi, Delta, Plateau, and Rivers States, and subsequently as the INEC National Electoral Commissioner (Legal). Dr. Abubakar’s commitment to judicial excellence is evident in his membership in the National Judicial Council and his tenure as the Executive Governor of Bauchi State from 2015 to 2019

His dedication to legal professionalism is underscored by his achievements and affiliations. He was sworn in as a Senior Advocate of Nigeria in November 2022, a testament to his legal acumen and integrity. Additionally, he holds the esteemed title of Notary Public and is an Associate Member of the Chartered Institute of Arbitrators (UK). His memberships in the Body of Benchers, Nigerian Bar Association, International Bar Association, Commonwealth Lawyers’ Association, and the Body of Senior Advocates of Nigeria reflect his commitment to upholding legal standards and fostering international legal cooperation.

He is a Capital Market Solicitor and currently serves as the Managing Solicitor of M.A Abubakar, SAN & Co (Fortuna Chambers).

Dr. Mohammed Abdullahi Abubakar’s illustrious career, extensive legal expertise, and commitment to professional excellence make him an invaluable addition to the leadership team at Premium Pension. With his multifaceted skills and proven record of accomplishment, Dr. Abubakar, SAN is poised to contribute significantly to the company’s mission of providing premium services to its members

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Maryam L. Mohammed

Executive Director, Ops and Services

Mrs. Maryam, a seasoned professional with over two decades of experience holds a bachelor’s degree in computer science with first-class honors from the University of Abuja and a master’s degree in Information Technology from the University of Lagos, an alumna of the Lagos Business School Senior Management Programme (SMP 69) and also holds prestigious certifications including IT Business Manager Certification (ITBMC), ITIL Version 3, Oracle Certified Associate (OCA), Microsoft Certified IT Professional (MCITP), Microsoft Certified Technology Specialist (MCTS), and IT Infrastructure Library (ITIL) reflecting her commitment to professional excellence and ongoing learning

Her professional journey is further enriched by extensive training from renowned institutions such as Harvard University, Wharton Business School, American Management Association and Lagos Business School where she honed her leadership and management skills.

Her career began at NITEL, where she progressed from Programmer/System Analyst to Head of Billing Administration for the Lagos Zone. She played a pivotal role in evaluating NITEL’s online billing system as an active member of the project team. Since joining Premium Pension Limited as a pioneer staff member, she consistently demonstrated her prowess in driving organizational success, held several key leadership positions serving as Head of Operations from 2018 to 2024, she has been instrumental in aligning operational strategies with organizational objectives. Also, stepped in as Ag. Head of Human Resources & Administration; Head, IT and Operations, Lagos; Head, IT & Operations, Lagos and South-West; Deputy Head, Business Development Lagos and South-West Region; Regional Head, Lagos Island.

Maryam’s leadership extends to strategic client engagement, market expansion initiatives, implementation of solutions, expertise in data management/ analysis, and market research has continued to enhance client satisfaction and informed strategic decision-making. Her vision, dedication to excellence and strong origination drive will play a pivotal role in positioning Premium Pension Limited as prominent in Nigeria’s financial services industry.