Voluntary Contribution

The time frame for withdrawal from the Voluntary Contribution account shall be once every 2 years. 50% shall be treated as contingent available for withdrawal within the stipulated time frame of every 2 years; while the balance of 50% shall be fixed for pension and utilised at date of retirement to augment the contributions retirement benefit.

This is an additional voluntary contribution from your salary to your RSA, if your regular pension contribution will not be sufficient to meet your personal retirement goals. The funds will also be invested on your instruction, ensuring your money works harder for you.

Please note that you do not need to open a separate pension account or fill any additional forms as this contribution would be made directly to your already existing pension account. All you need to do is notify your employer of your intention to make VCs.

Below are steps you should take to start your VC today:

  • Decide on an amount that is convenient for you to contribute in addition to your pensions. For instance, if you are preparing to undertake a project, you decide on how much you need for the project and how much you need to contribute periodically to meet up that amount of money.
  • Notify your employer to include the agreed, additional amount to your pension contribution on a stipulated periodic basis i.e. monthly, quarterly or biannually, etc.
  • Monitor your contributions online and in our quarterly statements.

Fund Prices





Our Administrative Fee: View Details ₦100 Normal RSA
₦20 below ₦4,000 for Micro Pension
₦80 above ₦4,000 for Micro Pension

Rate of Returns: View Details FUND I - 6.74%
FUND II – 10.74%
FUND III – 13.51%
FUND IV – 12.22%

Number of RSAs Registered: 691,314