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This is a voluntary additional contribution from your salary to your RSA, if your regular pension contribution will not be sufficient to meet your personal retirement goals. The funds will also be invested on your instruction, ensuring your money works harder for you.
Please note that you do not need to open a separate pension account or fill any additional forms as this contribution would be made directly to your already existing pension account. All you need to do is notify your employer of your intention to make AVCs.
AVCs are peculiar because they can be withdrawn at anytime and there is a tax benefit if left for a period of five years and over.
Below are steps you should take to start your AVC today: