Board of Directors

  • Arc. Yunusa Yakubu


    Arc. Yunusa Yakubu


    A successful businessman and versatile consulting architect, Yunusa Yakubu obtained a B.Sc. in Architecture in 1984 from Ahmadu Bello University and followed up with an the same subject at the same university in 1986. He started his working career with the Ministry of Works and Housing in Bauchi State of Nigeria in 1987. While there he worked on the designs and supervision of buildings, including the Local Government Secretariats, Political Party offices and the State’s liaison office in Abuja.

    In 1993, he moved to the Ministry of the Federal Capital Territory as Project Coordinator, Maintenance Department. Arc. Yunusa served on the board of Suntrust Savings and Loans Limited as a director and he was appointed by the Federal Government as a member of the Governing Council of Abubakar Tafawa University, Bauchi. He is currently a director of Micheletti Construction Limited and Niglemech Nigeria Limited.

    During his illustrious career, he attended several prestigious international training programmes including the Managing Strategic Innovation in Business Programme at Harvard University, USA and the Real Estate Investment Model, Dubai in the United Arab Emirates (UAE).

    Currently, he is the Managing Director of Lubell Nigeria Limited and a distinguished Fellow of the Nigerian Institute of Architects (NIA).

  • Umar Sanda Mairami

    Chief Executive Officer

    Umar Sanda Mairami

    Chief Executive Officer

    Umar Sanda Mairami, HCIB, a 1985 B. Sc. Building graduate of Ahmadu Bello University, Zaria commenced his working career with Habib Nigeria Bank Limited as a Trainee Officer at the Yola branch of the bank on June 1, 1990. Since then, he has ventured into several aspects of banking covering Operations, Business Development & Marketing, Credit Management & Recovery and Branch Management as well as Branch Operations Coordination at the Head Office.


    He joined Intercity Bank Plc in 1999 as Executive Assistant to the Managing Director and doubled as head of Corporate Planning and head of Corporate Promotions departments. He was subsequently redeployed to oversee the Credit Administration Department of the Bank. In recognition of his versatility, Intercity Bank Plc redeployed him to the Training Department as head to enhance the skills of the workforce. Mr. Mairami eventually ended his career at Intercity Bank Plc as Deputy General Manager – Group Head, Corporate Services with supervision spanning over Human Resources, Administration, Financial Control and Information Technology departments. The banking reforms of 2004 resulted in Intercity Bank Plc fusing with eight (8) other banks to form Unity Bank Plc where Umar was appointed as its pioneer Head, Human Capital Management Department. After successfully integrating the human resources of the bank, he was redeployed to the Assets Remediation Department to manage hardcore loans and advances. He ended his five year career at Unity Bank Plc as Divisional Head, Operations after serving in that capacity for two years.


    Mr. Mairami joined the pension industry on September 19, 2011 when he assumed duty as Executive Director at Legacy Pension Managers Limited. He has during his six year service at Legacy Pension Managers Limited held the positions of Executive Director, Operations & Services as well as Executive Director, Business Development & Investments. These two positions afforded him the opportunity of direct supervision of both the market facing and support departments. He also acted as Managing Director during the absence of the substantive Chief Executive Officer.


  • Kabir Ahmed Tijjani

    Executive Director, Business Development (North) & Investment

    Kabir Ahmed Tijjani

    Executive Director, Business Development (North) & Investment

    Kabir A. Tijjani is a product of the famous Barewa College, Zaria. He graduated from Ahmadu Bello University (ABU) Zaria in 1992 with a Bachelor of Laws (LLB) degree and was called to the Nigerian Bar in 1993. Mr. Tijjani is also an alumnus of Harvard Kenny School, Howard Business School, Loyola University Chicago, National University of Singapore and Lagos Business School.

    Mr. Tijjani started his working career with the Nigerian Export-Import (NEXIM) Bank where he did his mandatory national service. He had a brief stint with the Federal Inland Revenue Service as an Inspector of Taxes and later transferred his services to the Nigerian Telecommunications Limited (NITEL) as a Senior Legal Officer.

    In NITEL, he rose to the position of Zonal Legal Adviser and Head, Legal Department, at the Abuja headquarters of the Company’s Central Zone comprising Nasarawa, Benue, Kogi and Kwara States, as well as the FCT. He held this position for over five years before he was transferred to the Company’s Corporate Headquarters where he worked in the Board Secretarial Department until he voluntarily retired in 2005.

    He joined Premium Pension Limited at its inception in 2005 as a pioneer management staff. He first served as Company Secretary/Head Legal Services and was responsible for the establishment of the Company Secretary / Legal Services Department. He also assisted greatly in developing various structures and policies that guide the conduct and affairs of the Board and Management.

    Following the retirement of the then Head, Corporate Services, in July 2011, he was appointed to head the Department in an acting capacity; a position he held in addition to his substantive position as Company Secretary / Head, Legal Services. In October 2012, he was redeployed as the substantive Head, Corporate Services. In this capacity, he supervised HR, Facility Management and Admin Functions. Between November 2012 and October 2015 he also acted as the Executive Director, Operations and Services whenever the substantive Executive Director was out of office.

    From November 2015 to October 2017, Kabir served as the pioneer Chief Marketing Officer and also acted as the Executive Director, Business Development and Investment whenever the substantive Executive Director was out of office.

    From 12th November, 2017 to 1st January, 2018, Mr. Tijjani held the position of Managing Director of the Company in an acting capacity.

    Mr. Tijjani has attended several professional courses, seminars and workshops on Corporate Legal Practice, Telecommunications, Pension Matters, ICT, Finance and Leadership within and outside Nigeria in some renowned institutions.


    Mr. Tijjani is a Certified IT Manager in the USA and member of Nigerian Bar Association (NBA), as well as Chartered Institute of Personnel Management of Nigeria (CIPM).


  • Kemi Oluwashina

    Executive Director, Business Development (South) & Strategy

    Kemi Oluwashina

    Executive Director, Business Development (South) & Strategy

    Mrs. Oluwashina holds a Bachelor of Pharmacy degree from Obafemi Awolowo University, Ile-Ife, Nigeria and a Masters in Business Administration from Manchester Business School. She also attended Leadership Development programs at Harvard Business School.

    She joined Premium Pension Limited, effective 30 Apr 2018, as an Executive Director Business Development (South) and Strategy. She comes with over 18 years’ experience in Asset Management, Strategy and Investment consulting and has extensive institutional and retail interaction.

    Prior to joining Premium Pension Limited, she was an Executive Director at ARM Securities Ltd, a role she functioned in after a 10-year stint in the Pension Industry with ARM Pension Managers. She joined ARM Pension Managers as a pioneer staff in 2006, went to head the investment management team and later rose to become the Executive Director overseeing Investment Management, Business Development, Relationship Management, Human Resources and Risk Management functions of the business.

    During her initial time in the pension industry, she was an active member of the Technical Committee of Pension Fund Operators Association of Nigeria (PenOp) and was involved in the input/recommendation and review process of various versions of regulatory investment guidelines.

    Prior to her time at ARM Pensions, she worked as a research analyst and Portfolio Manager at Asset & Resource Management Company Ltd (ARM Investment Managers) for 6 years.

  • Sadi Abdu

    Executive Director; Operations & Services

    Sadi Abdu

    Executive Director; Operations & Services

    Mr. Sadi Abdu is a versatile financial manager and a seasoned professional auditor. He is also a chartered accountant (ACCA) and professional banker of repute. He graduated with B.Sc. (Hons) (Second Class Upper Division) from the Bayero University Kano (BUK) where he won the Shell Petroleum Development Company Scholarship.

    He is a distinguished Fellow of the Institute of Credit Administration of Nigeria (FICA), an Honorary Senior Member of the Chartered Institute of Bankers of Nigeria (HCIB), an affiliate member of the Chartered Institute of Public Finance and Accountancy (CIPFA) United Kingdom, a member of the Institute of Internal Auditors (IIA), as well as a Certified Islamic Finance Analyst (CIFA).

    He is an Oracle 10g Certified Professional and a holder of Higher Professional Diploma in Computer Studies.

    He began his career as an Assistant Lecturer with College of Arts and Sciences (CAS) Kano, before moving to Messrs. Muhtari Dangana & Co Chartered Accountants as a trainee accountant in Lagos.

    Mr. Abdu worked in FSB International Bank Plc and was part of the team that worked to re-brand the Bank as part of its strategic plan. He later joined Access Bank Plc and subsequently Unity Bank Plc. He held very important strategic and technical positions.

    He was later to become a pioneer management staff of Jaiz Bank Plc and team leader in the Internal Audit Division. He assisted in setting up the Operations, Financial Control and Compliance Departments of the Bank. Again, he was a member of all strategic committees including the IT Steering Committee, Disciplinary Committee, Technical & Strategic ALCO, as well as Procurement Committee.

    He acquired extensive banking experience heading major strategic core banking activities including Branch Operations, Management Information System under Financial Control division and Internal Audit.

    He served as a member of the Investigative Panel of the Sub Committee on Ethics and Professionalism of the Bankers Committee profiting from his knowledge as a seasoned mediator and conflict manager.

    Mr. Abdu is a member of Research & Publication and Interbank Arbitration Committees under the Committee of Chief Audit Executive of Banks in Nigeria.

    During his illustrious banking career spanning over two decades, he attended several prestigious strategic leadership training programmes at leading business schools both within and outside Nigeria including the prestigious MISTI (United Kingdom); ORCA (Johannesburg),  Lagos Business School (LBS) among others.

    He has also attended over 50 different training programmes cutting across various functions including Customer Service Excellence, Effective Risk Management, Human Resources Management, Information Security, Change Management, Effective Governance, Strategic Planning, Compliance AML/CFT, and Team Building among others.

  • 'Bade Adeshina


    'Bade Adeshina


    Mr. ‘Bade Adeshina is a man of immense wealth of experience both in Private and Public sectors of the Nigerian economy. He holds B.Sc. and M.Sc. degrees in Finance from University of Lagos and obtained a Diploma in Information Science/Systems from University of Ibadan.  He is a Fellow, Institute of Bankers of Nigeria (FCIB), Fellow of the Institute of Directors (F.IoD), Fellow of Certified Pension Institute of Nigeria, Fellow of Association of Investment Advisers & Portfolio Managers and Fellow of Institute of Management Consultants of Nigeria. He is also a Member of Chartered Institute of Stockbrokers and has served in various Committees of all these Professional bodies mentioned.

    He started his career as a Graduate Assistant/Senior Information Officer with the University of Lagos from where he moved to the banking sector.  He has over thirty years experience in Financial Management Services in both Commercial and Investment banks in Nigeria amongst which are Afribank Nigeria Plc, (formerly Mainstreet Bank and now Polaris Bank Limited), Afribank International Bank Limited (Merchant Bankers) and Access Bank Plc. from Access Bank Plc he resigned his appointment as a General Manager to join CDL Asset Management Limited as the Pioneer Managing Director/CEO. He is currently the Chairman, Boards of Health Assur Limited which is a Health Management Organization (HMO) Company, and also Chairman – Crownhead Capital Limited, a Financial Advisory Firm.

    He resigned his position with CDL Asset Management Limited in August 2013 on appointment to a Cabinet position as the Pioneer Special Adviser (Ministry of Economic Planning, Budget & Development) to the Executive Governor of the State of Osun. He is currently the Chairman, Goldfield Group, which comprises of organizations offering Financial and Management Consulting to High Net Worth individuals; Investment Advisory Services, Corporate and Project Finance Advisory Services, Securities Brokerage and Real Estate/Properties Development as well as Pension Funds Management. He has attended over fifty (50) courses both Local and International Training Programmes during the course of his career some includes the renowned business school, the prestigious Harvard Business School, USA, Wharton Business School USA, University of Pennsylvania USA, Insead Business School and Lagos Business School (AMP9).

    He is currently on the Governing Council of Ladoke Akintola University of Technology (LAUTECH) Ogbomoso-Oyo State, Nigeria. He is happily married with children. He is a Member of prestigious Ikoyi Club in the last two (2) decades.


  • Ibrahim Alhassan Babayo


    Ibrahim Alhassan Babayo


    Mr. Ibrahim Alhassan Babayo obtained a Diploma in Estate Management from the Kaduna Polytechnic in 1987 and later proceeded to Yaba College of Technology where he earned his Higher National Diploma in 1993 also in Estate Management. He then attended several courses in facilities and project management in Nigeria and beyond, including courses in Cost Minimisation in Construction at the University of Lagos in 1992 and in Service Excellence (facilitated by Arthur Andersen) in 1993.

    Other courses attended by Mr. Babayo include the one in Bond School in New York facilitated  by Euro-money, (2013), the Leadership Edge: Strategies for new leaders, organized by Wharton Executive Education, University of Pennsylvania, USA (November, 2013) and Making Corporate Boards More Effective at Harvard Business School Boston USA in July, 2014

    A man of proven broad range of competences, Ibrahim Babayo’s imprint traverses many sectors of the Nigerian economy including estate management, road and building construction, banking, environmental, health and facilities management.

    He is a member of the International Facility Management Association (IFMA) and an associate member of the Nigerian Institute of Estate Surveyors and Valuers (NIESV). He is the founder of Cosmopolitan Cleaners Limited and a director of Golden Construction Limited, RDS Insurance Brokers Limited among others.  It is this richly diverse range of experiences that he has brought to the Board of Premium Pension.

  • Haruna Yunusa Sa'eed


    Haruna Yunusa Sa'eed


    Haruna Yunusa Sa’eed is an accomplished accountant with a variety of experience both in the public and private sectors in Nigeria. He studied at the Ahmadu Bello University, Zaria where he graduated in 1983 with a B.Sc in Accounting and also proceeded to acquire an M.Sc. in Accounting and Finance in 1987. He worked as a lecturer in the Department of Accounting of the same university between 1986 and 1993. He has also been trained at the Financial Institutions Training Centre (FITC), Lagos on International Banking and Advanced Treasury Management and at Harvard University, Boston, Massachusetts on Leadership in Development and Budgeting and Finance Management, Duke University Executive program on Local Government Financial Management, Mini MBA in Oil & Gas at CWC School of Energy Houston USA among others.

    Haruna Sa’eed had a brief stint in the banking sector when he joined Nigeria Universal Bank as training manager in 1993 before he moved to Kaduna State Industrial and Financial Company in 1994 as General Manager, Investment and Finance. It was from there that he assumed in 1995 the position of Accountant General of Kaduna State. He held this position for eleven years. His unimpeachable professional integrity found further expression during his tenure as the Executive Secretary of the Nigerian Extractive Industry Transparency Initiative (NEITI) between 2008 and 2010.

    He exudes a mixture of intellect and professionalism. He wrote the paper that formed the basis for financial reporting in the public sector, Federal, State and the Local Government today.  He computerized the Kaduna State Payroll to save cost and enhance efficiency and also has made contributions that have formed the basis for discussion on the determination and distribution of mineral revenue accruing to Federation Account in Nigeria. His career trajectory is dotted with landmark achievements.

    Haruna Yunusa Sa’eed is a member of the Association of National Accountants of Nigeria and was on the Committee on Standardization of Public Sector Accounting Reports. He has also been member of Federation Accounts Allocation Committee, Extractive Industries Transparency Initiative (International) and the Academic Staff Union of Universities among others.

  • Sale Muhammed Yunusa


    Sale Muhammed Yunusa


    Mr. Sale Muhammed Yunusa is a 1979 graduate of the Ahmadu Bello University, Zaria. He studied architecture in which he went on to obtain an M.Sc. Degree in 1981. He joined the Bauchi State Ministry of Works and Transport in 1982 where he rose to become the Deputy Chief Architect and Deputy Director in 1991. It was in April of the same year that he became the General Manager and Chief Executive of the Bauchi State Housing Authority.

    From the Bauchi State Housing Authority he crossed over in October, 1992 to become the Assistant General Manager of Urban Development Bank of Nigeria where he rose to become General Manager in 2003. In this position he was in charge of the Commercial Division of the Bank and supervised the procurement of off-shore funding for infrastructural development including real estate. He also supervised the Corporate Finance Department charged among others with capital market operations. It was in 2007 that he became the Managing Director/CEO of the bank and retired in 2008. He is currently the Principal Partner of Globarch Associates.

    A professional and highly creative architect and corporate finance expert, Mr. Yunusa is a member of Architects Registration Council of Nigeria (ARCON), Chattered Project Management Institute of Nigeria (CPMIN) and a fellow of both the Society of Construction Industry Arbitrators of Nigeria and Nigerian Institute of Architects.

    He also holds a Certificate in National Physical Development Planning Inputs from the University of Ibadan. He has attended several international and National Conferences including Union of International Architects Seminar in Cairo, Egypt in 1985, Real Estate Executive Programme and Capital market, Harvard Business School, USA in 2008 and Challenges of Leadership Programme, also in Harvard University in 2009 among others.

  • Lamido Abubakar Yuguda


    Lamido Abubakar Yuguda


    Lamido Yuguda obtained a B.Sc in Accounting in 1983 from Ahmadu Bello University, Zaria and an M.Soc.Sc in Money, Banking and Finance in 1991 from the University of Birmingham, United Kingdom. He also holds a Certificate in Financial Asset Management and Engineering from the Swiss Finance Institute, Geneva, Switzerland.

    Mr. Yuguda brings to the Board of Premium Pension Limited more than three decades of experience as a central banker, economist, and investment manager. He began his career with the Central Bank of Nigeria (CBN) as Senior Supervisor, Foreign Operations Department in 1984 with responsibility for maintaining Nigeria’s external debt records. He was redeployed to the Banking Supervision Department in 1985 to work on prudential regulation and bank licensing, and moved again in 1988 to the Debt Conversion Committee Secretariat to join the pioneer staff tasked with managing the Nigerian Debt Conversion Programme. In 1992 he was reposted to the Foreign Operations Department where he rose through the ranks to become the Senior Manager, Investment Office with responsibility for external debt service and investment of the CBN’s external reserves in a liquid portfolio of cash, fixed-term deposits, and foreign government treasury bills.

    In 1997 he joined the staff of the International Monetary Fund (IMF) in Washington DC, USA as an economist in the Africa Department where he worked on the assessment of economic policies and management of balance of payment support programs in IMF member countries. He returned to the Central Bank of Nigeria in 2001 where he was assigned the task of leading a staff team charged with restructuring and diversifying the CBN’s growing foreign exchange reserve portfolio. This resulted in the development and adoption of a new investment policy, the introduction of new asset classes, the appointment of a reputable global custodian and asset managers, the selection of a state-of-the-art portfolio management system, as well as the upgrading of the CBN’s in-house fixed income trading and settlement capabilities.

    Mr. Yuguda reached the pinnacle of his career at the Central Bank of Nigeria as Director of the Reserve Management Department from 2010 to 2016, where he inculcated a strong risk-aware investment culture and engendered a disciplined approach to investment evaluation. He retired voluntarily in 2016.

    Mr. Yuguda has attended leadership training programmes at leading business schools including Harvard, INSEAD, IMD, Saïd, Wharton, Haas, and London. He is a Fellow of the Institute of Chartered Accountants of Nigeria (ICAN) and a CFA charterholder.

  • Professor Nat Ofo

    Independent Director

    Professor Nat Ofo

    Independent Director

    Nat Ofo is a Professor of Corporate Law and Governance at the Department of Business Law, College of Law, Igbinedion University, Okada, Edo State. He joined Igbinedion University, Okada, from Nigerian Breweries Plc (a subsidiary of Heineken N.V. of The Netherlands) where he occupied Middle Management and Senior Management positions in the legal, finance, supply chain, human resource and company secretarial functions during his 14-year career at the company. While he was the Company Secretary/Legal Adviser of Nigerian Breweries Plc, he was also a Director of NB Registrars Limited (a then subsidiary of Nigerian Breweries Plc).

    He is Fellow and the immediate past President of the Institute of Chartered Secretaries and Administrators of Nigeria and remains a member of its Governing Council. He is also a member of the Board of the Institute of Internal Auditors (IIA). At the Institute of Directors (IoD) Nigeria, he is a Fellow and a member of its Executive Committee (ExCo). He was a member of the Board of the Association of Professional Bodies of Nigeria.

    Professor Nat Ofo has a passion for corporate governance, which was the focus of his doctoral thesis. As a prolific writer, he has written numerous refereed articles on corporate governance and other law-related issues in several learned journals and business periodicals, locally and overseas.

    Furthermore, Professor Nat Ofo was the Vice Chairman of the Steering Committee commissioned by the Federal Government of Nigeria in 2013 to harmonise the numerous corporate governance codes in Nigeria and develop a National Code of Corporate Governance for the country. He was a member of the Technical Committee, appointed by the Financial Reporting Council of Nigeria in 2018 to review the suspended National Code of Corporate Governance, which developed the Nigerian Code of Corporate Governance 2018.

    As a public speaker and presenter, he has delivered numerous papers at conferences, seminars and workshops on corporate governance and law-related issues. In addition, he facilitates the corporate governance component of the training programmes of the Institute of Directors (IoD) Nigeria and the IoD Centre for Corporate Governance (a joint project of IoD Nigeria, Securities and Exchange Commission and Corporate Affairs Commission). He is also a member of the Working Group of the Corporate Governance Network in Nigeria.

    He is the author of the Amazon bestseller, Independent Directors: 111 Frequently Asked Questions Aptly Answered .